A 5% deposit with Help to Buy.
It’s something small that makes a big difference to first time buyers.

A little give and take. That’s what life is all about. And it applies to the new Help to Buy scheme too. Where giving just 5% deposit means you can take one of our new, beautifully-designed homes and make it all yours. With a 75% mortgage and a 20% government equity loan of course, and in London with a 55% mortgage and a 40% government equity loan.

What makes the new scheme new? Well, there are now regional property price caps in place. That means you can use Help to Buy on your first new home providing you spend between £186,000 to £437,600.

Then, once you’ve found your new home, you just need to pay your £500 reservation fee*, and look forward to moving in. And that’s the best bit.

How does Help to Buy work?

Help to Buy calculator

Select your dream location and purchase price to find out how the Help to Buy scheme 
could work for you.
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!The deposit must be a minimum of 5%. !The deposit must be a maximum of 100%.

View our brochures

Download our Help to Buy or London Help to Buy brochures for full details, terms and conditions.

Other schemes available

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT. Credit is secured against your home. *Help to Buy and London Help to Buy is available to first time buyers only and on selected properties in England within the regional property price cap only as set out by the scheme. Subject to status and Terms & Conditions. Eligible applicants will be offered an equity loan up to a maximum of 20% of the purchase price in England and up to a maximum of 40% in London (based on the open market value). Applicants are required to fund at least 80% of the purchase price in England and 60% of the purchase price in London, by means of a conventional mortgage, savings/deposit where required. The equity loan is provided by the HCA and held as a second charge. This offer is not available in conjunction with any other promotion. Full details will be provided on request.
Please discuss with an Independent Financial Advisor to understand all of the available options and to make an informed decision on which mortgage is best for you.