Help to Buy Wales

A great way to buy your first, or next home in Wales, with just a 5% deposit.
There’s nothing like owning a brand new home. Every single part of it is fresh, clean and ready to make exactly how you like; wonderful news for anyone who’s looking to move on from an older house, renting or living with parents.

So here’s good news: if you’re looking to buy your first or next home in Wales, you can take advantage of Help to Buy Wales. This buying scheme means you only need a 5% deposit and 75% mortgage, and with a 20% equity loan supplied by the Welsh government, that new home is all yours.
How does Help to Buy Wales work, and what do I need to know?

You can be either a first or next time buyer to use the Wales Help to Buy scheme to purchase your new home. It cannot have a purchase price of more than £300,000, and you’ll need to take out a first charge repayment mortgage with a qualifying lender. You also can’t sub-let any part of the property or use the scheme to buy a second home.

What else? Well, your new home must have an EPC B rating as minimum. And that’s easy  because it’s already taken care of.
Let us help today

Search our developments in Wales to see our new homes, and then come and visit. You could soon step into something new quicker than you think! Find a development

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Terms & Conditions

Terms & Conditions

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT. Credit is secured against your home. *Help to Buy Wales is available on selected properties in Wales within the regional property price cap only as set out by the scheme. Subject to status and Terms & Conditions. Eligible applicants will be offered an equity loan up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings/deposit where required. The equity loan is provided by the HCA and held as a second charge. This offer is not available in conjunction with any other promotion. Full details will be provided on request.