Heard the expression 'Now's a great time to buy'? Well, it really is true. Last year inflation hit its highest level in 40 years, but it's been falling ever since. And when inflation falls, it gives markets confidence that interest rates will follow suit. How does this impact you? Well, the Bank of England's November base rate freeze has bolstered the market, invigorating lenders to cut mortgage rates and offer more favourable deals for home buyers.
This is great news for you because it means buying a new home just got more affordable. Lock into a lower mortgage rate now, and you'll be paying less than you would have a few months ago.
So if you're looking to buy a new home, talk with an independent financial advisor. They'll be able to find the best mortgage product for you, and they can ensure you enjoy the best rates (even if they go up or down) right up until the day you complete, giving you the confidence to make your move now.
All that's left for you to do is find the home you love. And that's where we come in. Talk to us today about your new home dreams and we'll match you to the perfect place. Plus, we've got a range of great schemes to help make your move even easier.